Fixed-rate mortgages are one of the most popular mortgage loan options available. However, despite the many fixed-rate mortgage benefits, there are also some drawbacks to this particular type of loan. To help you make the best decision, here’s a breakdown of the various pros and cons of fixed-rate mortgages and how… Read More

If you’re considering refinancing your mortgage, make sure you’re doing it for the right reasons. There’s a bunch of reasons to do so, but if the timing isn’t just right, then you may not be able to experience all of the many colorful benefits to mortgage refinancing. Read More

If you’re a first-time homebuyer gearing up for the big purchase, you might think that the process starts at an open-house, or maybe with a realtor. Those are both great first steps, but if you want to hit the ground running and maximize your chances of landing in that perfect dream home, your first step should be to… Read More

Okay, so you’re purchasing a home. First of all, congratulations! Homeownership is one of the best and most exciting life decisions out there, and you should celebrate that! But in the same breath, purchasing a home can be a lot to take in, especially when you’re wading into the ever-constant fixed-rate vs.… Read More

There are a lot of numbers involved with buying a house. Whether it’s the down payment amount, monthly mortgage payments, interest rates, or the price of the house as a whole, you’re going to have a lot on your mind. But how do closing costs for first-time home buyers fit into all that? Read More

Here at Poli Mortgage, we’re committed to offering every customer as much mortgage loan information and expertise as we can. So if you’re looking to refinance your home and are on the hunt for a refinancing program to meet your needs, we want to help. Read More

Before you can purchase a home, you’re going to need to get approved for a mortgage. Whether this is your first or tenth time buying a house, the mortgage approval process can feel like a chore. Not only are there multiple steps involved, but you may find yourself asking, “will I get approved for a mortgage at all?” Read More

When you’re gearing up to buy your first house, your mind is probably ablur with questions, expectations, and a laundry list of other things you somehow have to keep track of. To help you keep track of it all, here are some questions to ask a mortgage lender before you get too deep into the buying and mortgage process. Read More

Whether it’s the lower monthly payments, better mortgage rate, or the ability to shorten your term, there are plenty of reasons people choose to refinance a house. But how soon can you refinance after buying?  Read More

Buying a home is one of the most dramatic and important purchases you’ll probably ever make. If you’ve been renting, but are ready to leap into the homeowner pool, then you probably have a long list of things on your mind. And at the top of that list is probably this: how can I find the best mortgage rates? Read More