If you’re buying your first house, there’s probably a lot going on inside your head. What kind of neighborhood do you want to live in? How much can you afford to make as a down payment? What kind of lender should you be working with? And most importantly, what sort of first-time homebuyer loan program should you be… Read More

There are plenty of mortgages designed to help buyers from all walks of life purchase their ideal home, but some of them can have high-interest rates and require larger monthly payments. If you signed a mortgage with either (or both) of these caveats tacked on, but your financials have improved since then, you might… Read More

When making a down payment on a house, 20% of the purchase price is considered the standard. But 20% is not a small percentage, especially in the housing market, where 20% usually equates to tens of thousands of dollars. If you can’t afford to spend that much on a down payment, you’re going to need to look into… Read More

Mortgage refinancing can be a great way to take your current home loan and replace it with better rates and a shorter term. Before you can reap the benefits, you’re going to need to become familiar with the different mortgage refinance programs available to you. Read More

When you’re buying your first home, you’re going to want a mortgage lender who is on your side from the start of the process to the very end of it. Poli Mortgage was founded to provide that kind of experience for first-time homebuyers. Instead of leaving you to handle most of the home buying process on your own, we’ll… Read More

Regardless of whether you’re looking for a property to rent or buy, the process can be long and tiring, as you drift from option-to-option in search of the right place at the right price. But what happens if you find a home you love but aren’t quite ready to take on a traditional mortgage? That’s where a rent-to-own… Read More

You’ve purchased a home. You’ve lived there for a while, have been diligent with your mortgage payments, and now that you’re sure you’re in it for the long haul, you’re looking for a way to lower those monthly payments. So, you start exploring the kinds of mortgage refinancing programs you can take advantage of. Read More

Refinancing your mortgage can be a great way to get a better mortgage rate, lower your monthly payments, and decrease the length of your term. Mortgage refinancing doesn’t happen on its own, though. To do it right, you need to be in a place where the mortgage refinancing rates available to you will make the process… Read More

Your credit score is one of the first things a lender is going to look at when you’re buying a house, especially if you’re a first-time homebuyer. Credit scores allow banks to assess the amount of “risk” they’re taking in offering someone a loan, and as you already know, the higher your score, the better mortgage… Read More

Taking out a mortgage for a house is a whole process on its own. You’ve got to: Read More