The process of buying your first house can feel a bit like getting stuck in a maze. You know there’s a way out and that it’s only a matter of time before you get there, but the seemingly directionless wandering can get old pretty quickly. Read More

There are a lot of benefits to refinancing your home. Whether it’s the better mortgage rates, lower monthly payments, shorter mortgage terms, or changing the type of mortgage you currently have, there are plenty of reasons to look into the home refinance process. Read More

You’ve found the perfect home. You’ve made an offer, and it’s been accepted. You’re nearing the end of the home buying process, and at long last, you’re ready to become an official homeowner. But there’s one final and significant step you have to take before crossing the finish line: the loan underwriting process. Read More

Purchasing a home is a multi-faceted process that often requires buyers, especially first-time homebuyers, to commit to a sizable down payment while also paying for costly mortgage insurance. But if you served in the military, then the VA mortgage guidelines may allow you to purchase a house without a down payment.  Read More

The process of purchasing a home is an involved one, and you’re going to have to make a lot of decisions before the fateful day you move into a place all your own. One of the most important decisions you’ll make revolves around the kind of home loan program you decide on. Read More

Purchasing a home means you have to make a lot of decisions. What’s your budget? What kind of neighborhood do you want to be in? And perhaps most pressingly, what’s the best type of mortgage for you? To help you decide, here are the primary pros and cons of adjustable-rate mortgages! Read More

Regardless of whether you’re buying your first house or seventh, one thing will usually remain the same: it’s a very exciting process. The thrill of house hunting, of tracking down that one perfect place, the whimsy of imagining what living there might look like, and the buildup to that fateful move-in date;… Read More

A “jumbo mortgage loan” is used when the amount a borrower requires is greater than the conforming loan limits that have been established by Federal National Mortgage Association or FNMA (Fannie Mae). In other worse, these loans are meant to help homebuyers purchase a home that may have otherwise been out of their… Read More

Refinancing the mortgage on your house comes with a litany of benefits. Regardless of whether you’re refinancing a house to reduce the interest rate or to cut down on your monthly payments, there’s a process you’re going to have to go through. But how long does it take to refinance a house, really? Are there any… Read More

Closing on a mortgage is an exciting thing. You’re so close to moving into a new home that you can almost taste it; you just have to complete a few final steps. If this is your first time buying a house, however, then the closing process can feel a little overwhelming. What steps come first? What can you do to… Read More