You’ve purchased a home. You’ve lived there for a while, have been diligent with your mortgage payments, and now that you’re sure you’re in it for the long haul, you’re looking for a way to lower those monthly payments. So, you start exploring the kinds of mortgage refinancing programs you can take advantage of. Read More

Refinancing your mortgage can be a great way to get a better mortgage rate, lower your monthly payments, and decrease the length of your term. Mortgage refinancing doesn’t happen on its own, though. To do it right, you need to be in a place where the mortgage refinancing rates available to you will make the process… Read More

Your credit score is one of the first things a lender is going to look at when you’re buying a house, especially if you’re a first-time homebuyer. Credit scores allow banks to assess the amount of “risk” they’re taking in offering someone a loan, and as you already know, the higher your score, the better mortgage… Read More

Taking out a mortgage for a house is a whole process on its own. You’ve got to: Read More

The process of buying your first house can feel a bit like getting stuck in a maze. You know there’s a way out and that it’s only a matter of time before you get there, but the seemingly directionless wandering can get old pretty quickly. Read More

There are a lot of benefits to refinancing your home. Whether it’s the better mortgage rates, lower monthly payments, shorter mortgage terms, or changing the type of mortgage you currently have, there are plenty of reasons to look into the home refinance process. Read More

You’ve found the perfect home. You’ve made an offer, and it’s been accepted. You’re nearing the end of the home buying process, and at long last, you’re ready to become an official homeowner. But there’s one final and significant step you have to take before crossing the finish line: the loan underwriting process. Read More

Purchasing a home is a multi-faceted process that often requires buyers, especially first-time homebuyers, to commit to a sizable down payment while also paying for costly mortgage insurance. But if you served in the military, then the VA mortgage guidelines may allow you to purchase a house without a down payment.  Read More

The process of purchasing a home is an involved one, and you’re going to have to make a lot of decisions before the fateful day you move into a place all your own. One of the most important decisions you’ll make revolves around the kind of home loan program you decide on. Read More

Purchasing a home means you have to make a lot of decisions. What’s your budget? What kind of neighborhood do you want to be in? And perhaps most pressingly, what’s the best type of mortgage for you? To help you decide, here are the primary pros and cons of adjustable-rate mortgages! Read More